Now, users can immediately choose the appropriate method during the transfer and not open VK Pay separately.
VKontakte combined its money transfer services: from card to card and between VK Pay accounts, vc.ru told the company.
Services have different conditions: for example, when transferring from a card to a VKontakte card, it does not charge a commission only when transferring from a Mastercard from 300 rubles to 75,000 rubles a month. There is no commission for transfers to VK Pay, but they are available only from the VK Pay section. In addition, when withdrawing funds from VK Pay, a commission of 3%, at least 50 rubles, is charged.
Now the combined system will automatically select and offer the user a suitable method of transfer depending on the amount, card payment system, limits and the availability of a VK Pay wallet, the company explained.
You can transfer money in dialogs and on your personal page. The sender can choose where to transfer the money – to a VK Pay wallet or to a card. The recipient chooses which card the money will be credited to.
The social network has combined the history of operations of both services. It can be viewed in the "Money Transfers" tab in "My Settings". In addition, in the payment service it became possible to pay for communication services, traffic police fines, the purchase of games, books, and more.
The integrated service appeared in the web version of VKontakte. Social networks promised to introduce a new system in mobile applications in the near future.